还款表
The benefit is provided through a non-interest-bearing loan that is forgiven if the requisite employment and residency requirements are satisfied. If you do not satisfy the requisite employment and residency requirements, you must repay the loan. The loan will remain as a lien against your home until it is repaid.
Time elapsed |
五年还款比例 |
1st 月至24th month |
100% |
25th 月至36th month |
75% |
37th 月至48th month |
50% |
49th 月至60th month |
25% |
61st month |
0% |
The benefit is provided through a non-interest-bearing loan that is forgiven if the requisite employment and residency requirements are satisfied. If you do not satisfy the requisite employment and residency requirements, you must repay the loan. The loan will remain as a lien against your home until it is repaid.
大学保留修改的权利, amend, 或随时终止计划, 包括可能影响覆盖率的操作, cost-sharing, 或者保险福利, as well as benefts that are provided to current and future retirees.
* You are not eligible for the University 自置居所奖励计划 if you are a postdoctoral fellow, 博士后十大赌博正规老平台助理, 博士后助教, EDC Associate, 或者访问十大赌博正规老平台.
† Does not apply to current City homeowners whose primary residence is in the City.
‡ The loan is secured by a note and mortgage that obligate you to repay the loan to the University and create a lien against your home as security for your repayment obligation. The $10,000 loan becomes taxable when and to the extent that it is forgiven.
如何开始
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Apply online and the Office of Total Rewards will verify your employment eligibility.
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Contact the 十大赌博正规老平台市 for an application via email at homebuyer@cityofrochester.gov.
- 讨论抵押贷款的选择 参与计划出借人
额外的资源
按揭房屋奖励计划
Several financial institutions in the Greater Rochester area are available to help the 十大赌博正规老平台’s full-time and part-time faculty and staff members through the mortgage process.
通过回答你的问题, 告诉你他们的住房激励措施, 并解释他们具体的抵押贷款选择, you will be able to make an informed decision about what the best mortgage options are for you.
This program also offers special incentives for homebuyers in the 十大赌博正规老平台市.
家庭计划联系人
家庭搜索和教育
找到你梦想中的家
拥有一所房子不仅仅是四面墙和一个屋顶. Do you want a backyard, or for someone to take care of all the maintenance for you? 你在找那种维多利亚风格的吗, 但是现代家庭, or is it most important to live on a street with lots of shops for your convenience? 好吧,看看 庆祝城市生活 网站,找到你的梦想家园!
Assistance & Advice
对买房过程感到压力或困惑? Need a little advice or just want to take a class to make sure you’re doing everything right? Sign up for pre-purchase and post-purchase education classes at approved agencies*, 在家里买东西的时候,你可以做到最好.
*有资格获得罗彻斯特市的资助, first-time home buyers are required to complete pre-purchase and post-purchase education classes at approved agencies. Contact the City for confirmation of approved agencies.